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Open the door to smarter homeowners insurance in Louisiana and Texas. With ABC Insurance, your home, your belonging and your peace of mind are well protected.
Insurance is financial security.
Buying a home is the biggest financial commitment you may ever make. That’s why the lender who funds your mortgage requires you carry homeowners insurance – and why you should have the coverage even if you have paid off your mortgage.
The goal of homeowners insurance is to make you financially “whole” again after a loss. So if a tree falls on your house and causes thousands of dollars of damage, insurance can help cover the cost of the repairs. And if that tree falls on your neighbor’s house and causes damage, your homeowners insurance also covers the cost of those repairs. And if someone visiting your home or your neighbor is hurt by that falling tree, most homeowners insurance policies will provide liability coverage for their medical bills.
Coverage for what’s yours.
You’d be surprised how much it would cost to replace the furniture, clothing, electronics and other personal items you own, let alone the cost of repairing or rebuilding the house itself. A homeowners policy covers damage to the house caused by fire, vandalism, hurricanes, lightning, and other destructive events. It also covers your personal property inside your home if it is damaged or stolen.
• If you have expensive jewelry, furs, artwork and other collectibles, your ABC Insurance agent can help you get additional coverage riders.
• Homeowners insurance does not cover damage caused by flood, but your ABC Insurance agent can help you obtain affordable flood protection from the Federal government’s National Flood Insurance Program (NFIP).
Accidents can be costly.
Your homeowners policy from ABC Insurance also offers liability protection up to certain limits. This protects you, the homeowner, if someone injures themselves on your property, and also pays the legal fees if that person sues you because of the accident.
• Ask your ABC Insurance agent about adding additional protection with umbrella coverage.
Some homeowners take big chances by dropping their homeowners coverage if they aren’t “required” to have it. But an uninsured homeowner might lose everything – their home and everything in it – if they are hit by a natural disaster or lawsuit.
Protect your greatest asset with a solid homeowners insurance policy from ABC Insurance. Your agent will find you a variety of options from reliable insurance carriers that fits your budget and keeps your belongings and family secure.
Louisiana and Texas residents, get a Homeowners Insurance quote now.
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ABC Insurance is A Better Choice for your all of your insurance needs.
If you live in Louisiana or Texas, make ABC your local insurance expert.
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