Flood Insurance

Let ABC shop for the best price!

ABC Insurance is authorized by the Federal government's National Flood Insurance Program (NFIP) to assist you in obtaining affordable flood protection. Whatever risk of flood you are exposed to, ABC is here to help you wade through the details of appropriate coverage.

Buoyed by Federal protection.

Flood protection from NFIP helps to protect your personal property and your family's financial security in the event of floods. It also protects commercial properties plus their contents from water damage due to rising flood waters. If you live in a flood-prone area, this protection is not covered by homeowners insurance, renters insurance or most commercial property insurance policies. And if you purchase a home in a moderate- to high-risk flood zone, most banks will require that you purchase NFIP-sponsored flood insurance before they finalize your mortgage.

Don't get washed out financially.

To be eligible for flood insurance, you must live in a community that participates in the NFIP; communities that implement floodplain-management regulations which minimize future flood losses. Your ABC Insurance agent will be able to check to see if your community participates in the NFIP.

The NFIP states that homes have a 26% chance of flooding – compared to a 9% change of fire – during the course of a typical 30-year mortgage. The agency also shows that almost 25% of all flood insurance claims come for areas with low to moderate flood risk, with an average flood claim of about $33,000 over the last 10 years.

And while flood insurance can be relatively inexpensive for most, far too many people neglect to buy it and suffer the consequences of being uninsured.

ABC Insurance is qualified to help.

Even though it's a federal program, and the federal government sets flood insurance premiums, you can only purchase the coverage through an insurance agent like ABC Insurance – not directly from the federal government. ABC's experienced agents understand the ins and outs of NFIP coverage and can fully explain what your policy does and doesn't cover.

ABC's helpful agents will also help you with standard rated policies if your building is in a high-risk area, and can help if your property is valued above $250,000.

Louisiana and Texas residents, get Flood Insurance now.

Get help from an ABC Insurance agent by phone or in person and get quotes from leading companies!

ABC Insurance is A Better Choice for your all of your insurance needs.

If you live in Louisiana or Texas, make ABC your local insurance expert.
call or come in – and make “a better choice” for your peace-of-mind today.

ABC is very competitive and when you add the service, there's no competition!
ABC Insurance Agencies work with the following top insurance companies