Flood Insurance

Let ABC shop for the best price

ABC Insurance Agencies is authorized by the Federal government's National Flood Insurance Program (NFIP) to assist you in obtaining affordable flood protection. Whatever risk of flood you are exposed to, ABC Insurance is here to help you wade through the details of appropriate coverage.

Buoyed by Federal protection

Flood protection from NFIP helps to protect your personal property and your family's financial security in the event of floods. It also protects commercial properties plus their contents from water damage due to rising flood waters. If you live in a flood-prone area, this protection is not covered by homeowners insurance, renters insurance or most commercial property insurance policies. And if you purchase a home in a moderate- to high-risk flood zone, most banks will require that you purchase NFIP-sponsored flood insurance before they finalize your mortgage.

Don't get washed out financially

To be eligible for flood insurance, you must live in a community that participates in the NFIP, which implement floodplain management regulations to minimize future flood losses. Your ABC Insurance agent would be able to see if your community participates in the NFIP.

The NFIP states that homes have a 26% chance of flooding – compared to a 9% change of fire – during the course of a typical 30-year mortgage. The agency also shows that almost 25% of all flood insurance claims come for areas with low to moderate flood risk with an average flood claim of about $33,000 over the last 10 years.

And while flood insurance can be relatively inexpensive for most, far too many people neglect to buy it and suffer the consequences of being uninsured.

ABC Insurance is qualified to help

Even though the NFIP is a federal organization that sets flood insurance premiums, you are still required to purchase flood insurance through an insurance agent. ABC Insurance's experienced agents understand the ins and outs of NFIP coverage and can fully explain what your policy does and doesn't cover.

ABC Insurance's helpful agents could also help you with standard rated policies if you live in a high-risk area and if your property is valued above $250,000.

Louisiana and Texas residents, get Flood Insurance now

Get help from an ABC Insurance agent by phone or in person, and get a free quote from a leading provider!

ABC Insurance is A Better Choice for all of your insurance needs

If you live in Louisiana or Texas, make ABC your local insurance expert.
Call 800-708-0123click, or visit a friendly agent near you to find better choices for flood insurance today.

ABC is very competitive and when you add the service, there's no competition!
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