Homeowners Insurance

Homeowners Insurance - Protection for Your Household

Louisiana and Texas homeowners, open the door to more affordable homeowners insurance. Let ABC Insurance Agencies give you peace-of-mind by finding you the right homeowners insurance to ensure your greatest investment is well-protected should a disaster strike. Purchasing a home is one of the most significant financial commitments you may ever make. In fact, lenders who fund mortgages typically require homeowners to carry a homeowners insurance policy, and for good reason. Even if you have paid off your mortgage, it is essential to carry a homeowners insurance policy to safeguard yourself from financial crisis.

The goal of homeowners insurance is to give you financial security after a loss to make you feel whole again. There are many potential accidents that could leave you or your family in financial distress if you don’t have the right homeowners insurance policy. From natural disasters, to theft, to indoor fires, unexpected accidents and tragedies can occur from time to time. A valuable homeowners insurance policy from ABC Insurance Agencies will make your life much easier should disaster strike.

What Does Homeowners Insurance Cover?

Homeowners Insurance can cover damage costs to your home’s structure as well as your belongings inside, such as furniture, clothing, electronics, and other personal items that you own. A homeowners insurance policy can cover damages to your home caused by fire, hurricanes, lightning, and other destructive events as well as your personal property if it is damaged or stolen. Homeowners insurance policies vary with multiple types of protection, but you can expect coverage for the following events from a standard homeowners policy:

  • Temporary relocation costs if your home is uninhabitable due to damages
  • Expenses for damaged personal property
  • Damage costs for the structure of your home
  • Personal liability events, such as injuries to you or a visitor on your property or dog bites

Your homeowners insurance policy from ABC Insurance also offers liability protection up to certain limits. This protects you, the homeowner, if someone injures themselves on your property, and also pays the legal fees if you are sued due to the accident.

Purchasing homeowners insurance through ABC Insurance Agencies is a wise investment. Ask your ABC Insurance agent about adding additional protection to your homeowners insurance policy with personal umbrella coverage

Remain Protected With a Homeowners Insurance Policy

If you aren’t required to have homeowners insurance, it is still important to protect your greatest asset with a smart homeowners insurance policy. An uninsured homeowner could unexpectedly lose their home and everything inside of it from a natural disaster, fire, or other covered event. Louisiana and Texas homeowners, protect your most important investment with a quality homeowners insurance policy from ABC Insurance Agencies. Your neighborhood agent can find you a variety of options from reliable insurance carriers that fit your budget and keep your belongings and household secure.

Get a Free Homeowners Insurance Quote

If you are a new homeowner or looking for better choices for homeowners insurance, make sure to contact ABC Insurance Agencies to ask any questions and learn more about our coverage options. Just call 800-708-0123, click, or visit a friendly agent near you, and get a free homeowners insurance quote today!

ABC Insurance Agencies are members of the National General Insurance Group, Winston-Salem, NC. The information provided herein is designed to give helpful advice on the topic discussed. It is not intended to provide legal or any other type of advice and is not meant to be a thorough discussion of every issue that a person should consider or may encounter. Rates vary. Coverages and discounts are subject to terms, conditions, and the underwriting company’s guidelines.

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